@Patrick Goswitz My sub contractors mark up the materials they purchase anywhere from 50-200% and charge me the extra.

Well now year 1 has an extra deduction of $800 ($2,000 total) causing tax to go down that year.

It could be any side-hustle you want just as long as you like it and your able to save some extra $$$.2.

Pillow cases take a beating so we have extras of those.Whatever you choose, make sure you have 3 sets of everything to facilitate easy, quick turn overs.

To me not even close.Continue this velocity banking process and you will pay off your entire mortgage and HELOC combo in six years and four months.If you had simply made an extra payment of $1,000 a month to your mortgage during this time without utilizing the Velocity Banking strategy and paycheck-parking strategies, it would take you six years and five months to pay off your entire mortgage.

If you don't need the extra money what is your hurry to pay it off?  

I'm househacking my home and renting out the extra rooms to others so they will be my roommates at the end of the day.

Andrew, honestly just keep going.You'll be worth 8 figures soon.Not many people love their jobs, but it puts food on the table and you are clearly good at it if you've been doing it so long.Use some extra income to start getting into RE investing.If you get a seller to carry 15% in 2nd position, you just need a 10% down payment.Its tough to do but everything in life takes sacrifice.

It was a moment filled with emotion, and it’s one of the reasons why we love doing what we do.This experience was a powerful reminder that going the extra mile isn’t just about being kind—it’s about truly helping people in their time of need.

If your average heating bill is $150, you may not collect enough in the winter months when the bill reaches $225 but you'll collect extra in the summer when it drops to $65.