They are effectively the same.  

Here’s the idea:A private lender could pay off the FHA loan, allowing us to give them the first lien on the property.This would free us from the FHA restrictions, enabling us to move to a more suitable living situation while addressing the lead issue at a later time.What I Need Help WithPrivate Investor Leads: Does anyone know of private lenders who might be interested in exploring this option?

I must admit their sales pitch is effective.

There is also algorithm advantageous to bi-weekly vs monthly, so a bit of a credit-hack boost effect to it. 

The posts also read like advertisements/ something a scammer would write, and the property address somebody mentioned above that supposedly closed in 45 days, hasn't sold since 2006...

With a PM in place, this situation should have been managed more effectively.

Let me address your questions and concerns step-by-step:1.

LOC's can have negative effects on your future purchasing power if not set up correctly and keeping in mind you can "never" use an LOC as a reserve or asset.It will always be a debt burden and can over inflate your back end debt ratios depending on the W2 income and your liabilities.

It takes actual thought and a programmer's mind to be able to build a CRM into something that's actually effective (sure a basic person could setup a phased text message or email automation, but it's tying everything together with opportunities, automated campaign re-entry/follow-up, social media integrations/automations, etc that is the real value).

I also make it clear we will record inspections with pictures or video.I don't address hoarding specifically.