Karen Margrave- I have no earthly idea what you are talking about.

Why on *earth* did you stop working the tax sale system and move back to probates or whatever other RE niches you used to work in?  

I would guess the sanitary lines are at a higher elevation entering into the home and would likely have a hard time creating enough pressure to both sink down in the earth without running off and actually get under the floor or far enough down to be at the floor level of the basement.

Do a drive around with using Google Earth.

You should definetly take your wife to the "Sweetest place on Earth."  

There is no doubt in my mind that the KEY to success is living below your means early in your adult life - Delay gratification for a few years to accumulate the investment dollars and let those dollars start working for you EARLY - a client of mine (and Biggerpockets member - although I am not going to call him out here) is the perfect example - He is buying houses at a pretty rapid pace now and makes a pile of money - In fact, he is only a couple of years away (at 29) from quitting the day job to spend the majority of his remaining time on earth hiking and traveling- How did he do it?

@Ann BellamyWithout drilling to the center of the earth of financing, let me put it this way ;This thread is about an individual wanting to get into hard money lending, I assume just as most individuals approach lending in a commercial manner to investors, not consumers.Sates have different laws on private and hard money lending by individuals or said a better way, who are not registered, not really in the business of lending, who may make occasional loans but are not considered in the business of lending to the public.You will also find predatory dealing and lending ordinances at the municipality level, 3 that come to mind are in Texas, San Antonio, Huston and Austin, I'd bet Dallas is included and other larger cities in other states as well, California also has equity protection laws. 

I don't go all scorched earth and start contacting brokers and DOS people and the board.

There's going to be an awful lot of earth that needs to be moved out if you're digging down much. 

So another 24-48 hours until you get someone you trust its earth shattering....relax.....no one is gonna die