I’m in CA and I want to cut my teeth in RE investing.

ZimpleMoney may not cut it from a compliance standpoint if the loan goes to foreclosure.

You'd also cut down on management costs, which are definitely big for STRs.What's the reason behind your choice for short and medium term options over long term?

The main highway is on the other side which they have already cut access to.Any advice/suggestions/etc would be much appreciated!

Since I like wood working, and have made several cabinet boxes for other rentals that needed repair to match existing cabinets, I can always cut new sides & bottoms if/when the presswood starts to deteriorate, and reuse the frames & doors. 

(California has strict tenant laws and we will not consider a booking without one).Currently there is only street parking for the unit, which we have theorized may be a filter cutting us out of many potential bookings.

Ill cut against the grain here.

Basically, he is able to avoid all the bank requirements and cut out the middle-man syndication. 

I don't think its necessarily cut in stone, especially since they aren't conforming loans so its basically unregulated. 

In particular, in desirable areas, for permanent/good financing, often 25% down doesn't cut it.