The most likely options are exchanging:Life insurance for life insuranceLife insurance for endowmentLife insurance for non-qualified annuityPersonally, I would first determine what type of exchange you want to do. 

Why Choose Parasec- Efficient and Accurate Work- Online Access to Entity Information- Comprehensive Nationwide Solutions- Experts Ready to Support Your Needs- Cost-Effective Services https://matsorensen.com/bois-halted-again-5th-circuit-revers...Customer Testimonial"Your group has always been able to explain confusing government stuff and is very helpful.

You need to carry a special type of health insurance, not the traditional kind.

From what i understand, the space heaters are a big fire hazzard. does your insurance allow them?

You just mitigate it as best you can, carry good STR insurance and roll the dice!

Rough calculations on what I need to be looking for:90k deal (purchase and renovations to get max rent)20% down = 18k from me80% bank loan at 8%, 20 yr amortization = 72k-------------------------------------------------- Here's my DSCR calculation:Calculate Net Operating Income (NOI):Monthly rent: $125040% expense ratio (taxes, insurance, repairs, vacancy) = $480NOI: $1250 - $500 = $750Calculate Monthly Mortgage Payment:Loan Amount: $75,000Interest Rate: 8% per year (0.08/12 = 0.006667 monthly)Loan Term: 20 years (20 * 12 = 240 months)Monthly Payment ≈ $627.83Calculate DSCR:DSCR = NOI / Monthly Mortgage PaymentDSCR = $750 / $627.83DSCR ≈ 1.20Therefore, with a $75,000 mortgage at 8% interest over 20 years, the DSCR is approximately 1.20

This is accomplished with an excellent team around you including an investor friendly Realtor who ideally is an investor themselves, property inspector, property manager, insurance agent, and asset protection and business attorney.

You purchase title insurance in case there is a lien they missed.It sounds like you merely defaulted on the contract.

It go with this provider until and unless resounding evidence of quality and customer service.

Only government and insurance companies insist on not letting go of mail.It's good asset protection.