Also, anticipate your stair carpet to wear through in places and need replacement faster than the main flooring (sometimes).That is because a lot of foot traffic is concentrated there and it takes it's toll.

@Dolores GonzalezFew things:1) Population decline in the state is higher than the city's decline2) Population decline in the city of Chicago is concentrated in higher crime areas and low income communities.

Build up at least 5k as an EF fund and then concentrate on putting together a 25% DP.

This is a group that concentrates on multi family education and networking..

Stay away from personal relationship stuff and concentrate on the business relationship with them.

Concentrate on making the money work the hardest for you, and it will work itself out.

Planners used to lead with Social Security (SS), but the confusing rules that allowed huge benefits are now gone, so the concentration seems to be safe money, various annuities, etc. 

WE pay a consulting engineer to do a first blush then he / she will recommend which experts we need to concentrate on..

Build that team wisely that will let you concentrate on your W2

I think you’re concentrating on the square footage of your living space rather than thelifestyle you want to obtain.