It's not a complicated process (but it's not for everyone).

I'm looking forward to your insurance post (whenever you get around to it... it's complicated as you understand!).

.- Real Estate is an amazing tool, buy right and just do DSCR 0.9 and that's it keep it for forever- We are the sub 3% rate owner basically we're living for free paid by the US gov/lendersAgain both investment has its own techniques to mastery both skillsets, we can become Ninja in Stock or Sam Zell-like in Real Estate, the trick is to keep learning and educating ourselves.And I am not selling any class lolJust want to point out that if market crash tomorrow (other than 401k), it is okay, we can make money either way.

Be a DON'T WANT-ER - always be willing and ready to walk if you can't get a good deal - And understand that you can always come back to that seller later and begin Second Stage NegotiationsAsk the 7 wordsAlways consider a subject to offerAlways ask for seller financingUse the Study Period Clause with right of possession to control properties without cashOffer seller participation - this is a great way to close dealsOffer something other cash - a note secured by your other equities, an unsecured note, a Principal only mortgage (using this technique you can offer more for the building since you are not paying interest - and as you know a direct reduction mortgage will pay off much faster.

A common way to build a portfolio quickly is to use creative, out of the ordinary, purchasing techniques.

This shouldn't be as complicated as it sounds as every home is going to have a separate lien filed against it for a specified amount of money. 

Or they get more complicated and are on case by case and total equity left..

This could potentially lead to complications such as frozen funds when mechanics liens are searched and they see the 2nd lien.

Some techniques that worked a decade ago no longer have the impact they did due to the number of people that are buying mass marketed lists and blasting out cards and letters that are machine written.  

In most cases, neither is warranted.Warning: I am not an attorney, and this can be a complicated topic.