"Excess of normal wear and tear" is not "negligence"...Think negligence as unintentional damage caused by the tenant..things like: candles left burning, stove left on, cigarette on couch, kids stuffing a toy down a toilet, causing the water to back up, etc...That stated, your comment: "Additionally, the renters liability portion would also be another layer of protection between visitors and guests and the landlord.

Looking for a non-smoker, Clean background check required, minimum of 600 credit score and please do not apply if you have had any prior evictions.

The property is in need of some TLC, such as paint, they were heavy smokers and smoked in the house, appliances, and some updating.Trying to decide if I should do a refinance or use a HELOC to make the repairs/update to get started.

We also have a cigarette smell in one of the bathrooms.

The smoker only smoked in the living room by the looks of it, but are you saying we basically have to re dry wall and insulate or the odor will just come back? 

The damage was low a broken window (on the door) and the smoked cigarette smell.

A few tips:- Look at their pockets for cigarettes or lighters.

You'll have a brand new, warehouse-turned-lofts apartments getting $1800 for a 1BR wedged in between a triplex crackhouse and a Kwik-E-Mart that sells loose cigarettes.  

I don't care if the co-signer has pets or is a smoker (things I do not allow for renters).

.- No more smokers in our units.