I never cared what they are making as the assignment fee, as long as I knew the numbers worked on my end.As for a purchase & rehab lender that will finance up to 100% of the wholesaler's assignment fee - I can introduce you to one that finances that and also 100% of the purchase & rehab up to 65-75% of the ARV.As a lender I sometimes receive off-market properties from wholesalers and other sources and share them to our borrowers if they fit what they are seeking.

Buying one-for-one equal to or more than selling property sale price limit the choices.

Many lenders will deduct 5% so if the maximum for the borrower's credit profile is 80% LTV, the lender will only lend 75% for a short term rental. 

The only downside I can see for them is that these loans can be riskier for some borrowers.

., as Bad habits in one area typically carry over to other areas, and will land you a poor Tenant (or co-signer) choice.

If you are only doing a 1-2 year lease option, then I'd recommend you just buy down the prepayment penalty to 1-year and just eat it if the borrower executes early. 

Let's compare two scenarios I priced out, Borrower Paid Broker CompensationPurchase Price: $500,000SFR 30 Year Fixed Credit 740 DSCR over 1.00 Meets DTI Requirement 1.

Also there could be a good chance the borrower files BK if they are still alive.

Would I pay cash or borrow and write off.

The more you show on your paystubs, the more lenders will approve you to borrow and the faster your savings will grow.