Scaling with Business Lines of CreditAs your business credit grows, you’ll qualify for larger funding opportunities such as:Business Lines of Credit (LOCs): Flexible borrowing for down payments, renovations, or operational expenses.Unsecured Business Loans: Access up to $250K or more without tying up personal assets.These financing tools allow you to scale faster while keeping personal credit utilization low.5.

I don't think that is enough, but, the first thing is to go to your Banker and try to get qualified for a Loan.

Any of the above kills the STR loophole under this "substantially all work" option for material participation.Is there a way to qualify if all my outside help was a cleaning lady for 2 hours?

Get a great realtor who knows and understands what homes might qualify for FHA and which might not. 

Rent out all units temporarily so you can qualify for a DSCR loan.

If they're not familiar then it's your chance to get your foot in the door by bringing 1031 education to them.It's been a few years since I checked but at one time NAR showed statistics that of all the transactions potentially qualifying for 1031 exchanges, only about 10% were actually handled that way. 

Primary Residence is taxed as short-term or long-term capital gains on sale and it may qualify for Sec 121 ExclusionIf you are classified as a Dealer you will pay ordinary income taxes on sale.

If you don't plan on moving there, then you cannot qualify for the 5% down.

I didn't qualify for Collective Genius because I don't do a lot of volume.

I already have one traditional LTR with a traditionally-qualified tenant.