Hey @Jules Aton, is it a basic Honeywell or is it a smart thermostat?

It makes so sense to my basic brain. 

In my experience with doing real estate financial modeling for developers and commercial building acquisitions there are 4 basic profit return components which are Cash flow, Appreciation, Loan Amortization, and Tax Shelter.In your case, I think the key focus should be on the commercial mortgage or loan amortization structure and rate.

The interest and fees are basically eating up our profit.

I’d recommend using a basic template like this one: https://www.legaltemplates.net/form/operating-agreement/llc/ — and definitely get it reviewed by an Ohio attorney.

The DSCR seems to be basically a hard-money loan, but I've never heard of them until her post.

Best value for your money is doing a flat fee MLS listing ($100-$200), which basically does 95% of the marketing for you (gets the home on MLS and all websites). 

We're not curing cancer; it's just buying real estate, doing some basic math, buying some furniture and kitchen utensils, maybe getting creative with some amenities, and listing properties on STR platforms...it's daunting when you're new, certainly a grind to get started, but it's not a mystery or puzzle to solve.

Start with the basics—clean contact import, a simple pipeline, and daily usage.

There are too many tools readily available on the internet to spend a large portion of your down payment on someone to find you a property.Just my opinion but I would suggest trying on your own before spending thousands on basically a finders fee.