The answers were basically split in half whether an investment property would negatively affect my DTI, and the confusing part was that both sides were very certain of themselves.  

On a 90 day rental even 1/2 month takes a huge percentage of gross income, so basically you need to eliminate use of brokers, MLS, etc.  

Basically, they’re willing to chip in to lower your rate, so you’re more likely to buy one of their homes.Data from Realtor.com shows, in 2023 and 2024, buyers of newly built homes got a mortgage rate around half a percent lower compared to those who bought existing homes (see graph below):That kind of savings adds up and makes a big difference when you’re figuring out your monthly budget.So, if you haven’t found something you love yet, it’s time to add newly built homes to your search.

I have never been a max leverage guy and I dont like paying interest on basically anything other than projects were there is no other choice.

I should also mention that because i still live at home this whole process from looking to houses to finding an agent is all new to me so even the basics are things i still need to learn.

You want buyers to picture themselves living there, not see reminders of someone else’s life.What else you need to do beyond these basics depends on the market:In a hot seller’s market, just price the home correctly to its condition and you’re set.In a balanced market, a good agent should provide you with estimated sale prices for three scenarios: as-is condition, partial renovation, and full renovation.

Boundaries can get blurry if you’re not careful.The best thing I did early on was set up repeatable systems—even basic ones—and slowly move things toward digital tools (like e-payments, lease reminders, and shared maintenance logs).You’re not alone—this phase can be a grind, but streamlining even one thing makes a difference.

A lot of them hear about probate leads but don’t really know how to approach them, what to say, or how to not come off like a vulture.I know some of this might seem basic if you’ve been in the game for a while, but when you're starting out, just learning to treat people right and build real trust goes a long way.There’s already a ton of negative stuff out there about wholesalers being shady or cutthroat — I’m trying to show there’s another way to do it, one that’s more relationship-driven and respectful.

Having troubles attaching a screenshot of it, but basically it shows up to 5 comparable in the general area of town compared to their unit after the rent increase and also compares it to the citywide average. 

Hope that give some insight into "asset based lending", which is basically a spectrum.