You're basically stuck with the tool they give you.

laughed when I saw that comment as you are correct don, we correspond with multiple DSCR lenders who are the institutional lenders and most do not allow a second and if you do it has to be disclosed upfront and never would allow 100% financing on it AND it still has to meet their DSCR requirements.Saying it does not matter basically is admitting to mortgage fraud.

I am basically looking for a non-judicial foreclosure in the event the buyer does not make his payments on time.

Perhaps learn to be a hammer-swinger type of owner and educate yourself on Youtube about how to do some basic repairs and upgrades.[4]       Reading.   

They wanted me to keep this call and the application secret from the co-tenant, basically only follow up with them for now. 

However one just needs to consider the tenant base of section 8 basically nationwide.. your talking single mothers and multiple children .. those are the toughest situations for the homes for on going maintenance and repairs. 

I "cashflow" about 290/month on it that basically gets put aside for maintenance.

As I mentioned, use sub accounts in a master account, this is like a subsidiary account, it is a set of books basically for each cell that when all are combined or consolidated add up to the balances of the master account.

You are basically taking on the role of a full-time property manager.If you have not hosted before, it might be smart to start with long-term or mid-term rentals.

I’d recommend starting with just three basics: population growth trends, job growth, and median home price vs. rent ratio.