I am not sure where insurance settlements come into play, but likely ahead of your position.  

It is true that the 1% rule is definitely hard to find but most investors are loving the equity plays and appreciation gains every year. 

She's stealing money from you and then playing the victim when you refuse to let it continue. 

Sadly, you ran into the situation right away where you need to play hardball.The property owner has defined rights of entry.

It'll be interesting to see how the 2 foreclosures play out. 

Jefferson County is the only Colorado municipality I know that has some requirements but also gives discretion to approve a short-term rental permit over to a county board.To your specific question, yes, the 1-acre requirement is likely a barrier for you and your neighbors.The frustrating thing for a lot of Airbnb owners in JeffCo is that if you try to play by the rules, you could get shut down.

Usually that intended party is 10 investors removed from the investor who currently has their hands on the agreement with 10 investors playing their hand at attorney and making tweaks they believe are necessary for their personal business.

It's not a game changer, but a strong concession can level the playing field a bit.

I'm just trying to learn and find example properties that I can play around with.

If you played your cards right you may even cashflow upon moving out because you will now rent the space your were living in.