Perhaps as a syndication or credit fund?  

Hi Shakti, As a lender we do work with US-visa holders as long as they have an established credit score in the US.

I would add research your state's creditor protection laws and think about keeping an open ended line of credit if you need to deploy capital later

Your local credit union or bank should be able to help you with that 

If you're not careful, the administrative requirements can trip you up—but when done right, the savings can be well worth the effort.For those of us scaling our portfolios or actively managing real estate deals, the conversation about structure isn’t just theoretical—it directly impacts how we protect our wealth and position ourselves for long-term growth.What I’ve found is that many investors don’t realize how critical their personal credit is in setting up these entities successfully and accessing the funding they need to operate and grow.

What documents do they require, what credit scores do they allow, how do they verify previous rental history, etc.?

Assumption by an EntityUnfortunately, assuming a VA loan directly through a legal entity (such as an LLC, corporation, or trust) is typically not allowed because:Primary Residence Requirement: VA loans are designed for owner-occupied properties, meaning the assuming borrower must intend to live in the property as their primary residence.Credit Review: The VA and lender require the assuming party to undergo a personal credit and income review to ensure repayment ability, which entities cannot satisfy.3.

Credit scores are made up of many factors, one is the utilization of an account vs its credit limit.

One option is to give the front house a credit for water based on averages, but I don't know if I would agree to that as a tenant. 

Can her status and credit be of help as well?