You've gotta work with someone who understand the investor route, a broker, who knows who can actually get the loan done is your best bet!

Your best bet at that size is not going to be mezz, most of them cut checks at 2mil minimum. 

Their best bet is likely to sell on the open market...so why should they make less money (potentially) so you can make more?

  ( I dont think you would win due to the destruction )I dont think you will have a problem finding another tenant , peoples homes , businesses and cars were washed away , they are sleeping in shelters  . 

And your pension is not on Sch 1, it's directly on line 5 of your 1040.Whether or not your old losses offset your pension or your gains is a very complex question, but the bottom line is: yes, the losses become deductible.Now, you astutely suggested that you may "win" the game by increasing up front depreciation, even though it is offset by a correspondingly higher gain.

Your best bet is to contact the commercial banker at the bank who holds the first position mortgage on the property.

If you have it under contract  and tell them You’ll be having the  work done in the next 2 months most of the time it’s a free estimate since they’re trying to win the business.

It can be the difference between losing money and owning a winning property.

A win for you, is a win for them, because your growth is theirs as well.

Remember if you do… The STRs that win are the ones unlike any in the local market and also give the extra bit more of appeal and experience.