Usually retail on the ground floor and residential up top.

Usually 25-30 people come consistently.

The worst part is that it's usually way too easy to get your license, and the consequences for these sleazy agents are usually non-existent or not harsh enough. 

Usually, tenants are receptive to the idea but I also wonder if tenants with a higher credit score care less about this feature than ones with a lower credit score who are actively working to rebuild their credit?

2) What are the usual amortization and interest rate terms/conditions?

For months, this was what we were following but of course when dealing with me I never make people wait so long and I pay as soon as I am able, as soon as the line item funds drop I usually send a wire or zell payment.

I usually don't let the tenants use them unless they are gas. 

Quote from @River Sava: Hey April - Refinancing after a year if there's limited equity depends on your goals—lowering your monthly payment, cashing out, or switching loan types.The process usually involves checking your current loan terms, appraised value, and credit situation.

Those that do end up closing on deals usually take 2+ years for the first one.

Columbus tenants often have higher average incomes too.That said, initial purchase prices are usually higher in Columbus.