There is a way to check if one or the other fits your style and goals and has content that is actually solid information.

/MtShasta05/MtS...https://www.mtshastaca.gov/finance/page/short-term-rentals-t...I will suggest picking a market that you might want to visit (for STR) or a market that will cash flow if you don't plan to visit if it is your first out of state property. 

Hi - typically Mixed Use properties are going to require a traditional commercial real estate loan from a bank, small balance commercial private lender or for the larger ones a CMBS style loan.However, a newer "DSCR Loan" product for Mixed Use is making a comeback - which is a really great option for smaller properties/more beginner investors since it has all the same trappings as a residential DSCR Loan (30-year fixed, easy qualification, straightforward process) for a property with commercial units.Generally going to be limited to 8 units max and has to be primarily residential in every way (majority residential by units, square footage and rents) but if it fits all that, its a great option

You also need to, as @Lydia T. said, train your callers based on your own experience with this list.

It really comes down to what type of life style you want to live, how soon can you start investing, and how long you are willing to wait.

Not the right person to support you.Disadvantages1-2-3-4-5-6-7 all true and possible, this smells like opportunity, probably more risks than that....and property is more work than T-bills.Advantages....1 is possible....not sure I understand 2....no cash flow from your side if you have vacancy.  1031 defers taxes not eliminate it, but there are ways perhaps, for example if you get big enough and 1031 into QOZ you have the poential to eliminate 100% of the capitol gains taxes.#4 you forgot about leverage....for the most part you can't leverage T-bills, maybe 50% on ETFs. 

The "old way" (fundamentals) never go out of style.

Many were buying notes and taking courses from "gurus"t that they, themselves, had no background in credit.

PS Only T-Bills and FDIC Insured bank accounts are riskless.

I tried not to laugh but It was a new sign with almost the exact same wording and font and style but it says, that items cannot be stored with "the exception of one pink bike" There was no bike parked there yet but it really annoys me that in the last day or two "someone" changed this sign.It literally said that No storage with the exception of one pink bike!