Back to the DTI, if you want a quick down and dirty way to do it, start with the bottom line 24 on the 2024 return, then add back in Depreciation (line 18), and possibly interest expense (lines 12 and 13) IF it's also counted against your debt in the liabilities section of the application.

I plan on starting out next year with a small plug and play solution to have minimum risk.

Oddly enough, we had it under contract about 48 hours after listing it.

I then spoke with the buyer and his agent, suggesting we use a commercial lender I had worked with for over a decade, who could provide an answer within 24 hours, contingent on a new appraisal.

But about 1 year after we bought the property, they started cracking down on the homeless in downtown Jacksonville moving the crime to the neighborhoods just outside of Jacksonville.

If I would have bought a sustained portfolio with multiple units rather than starting with a single purchase I truly believe I would have lost a lot of money while my systems flailed rapidly attempting to catch up. 

Starting off you will not do a zero sum investment plus get other people to invest.  

Hi everyone,I’m new to the U.S. and excited to start my real estate journey!

However, when STOA first started going down the tank, they were negotiating with me on interest because selling them on MLS was a different entity at that time.  

I recently moved to Barcelona with my gf and two dogs and we are considering starting our real estate journey with our first investment property either in Barcelona or Valencia.