Or you can probly turn the other unit into a short term rental? 

Then you hire a coach to accelerate your learning and take you to the next level.Using a sports analogy, it would be foolish to hire a basketball coach if your intent is to play pickup games every Saturday for fun.

However, in my short time I’ve found that tenant deception is by far the toughest part.

Like you said RE is a people business and if you are uncomfortable with people you probably aren't going far. bottom line people our age actually worked at 8 9 10 years old did not sit home playing computer games LOL.. although kids doing that today and have a knack for it and go into tech later do quite well of course :)   I mean for me it was 57 to 60 years ago I am just thankful today I am alive and well and can read and type and still work :)  AND remember those days fondly.

The only other option I see is a short sale, if you don't need to purchase for a few years and don't mind a temporary credit hit to save the $60k.  

It simply depends on your time frame, when you want to actually begin renting the property out short term, and what the loan terms are.

This is my first personal mortgage so I'm trying to learn the game.

Our aim is to maximize appreciation and rent growth while still cash flowing enough to break even after all expenses in the short term.

. $10,000 has been collected by the lender and is in an “unapplied” status due to the short payments.

In this game, there's always something!