Unfortunately, you're in a tough position being pinched between the first and the second.

Think of a pipeline as a conveyor belt full of chocolates.

Not trying to pinch pennies, just wondering what others have done in similar situations.

It is the vanilla vs chocolate.  

It's like you saying "Why I like Vanilla Ice Cream better than Chocolate Ice Cream", then tell us you've never actually tasted either but did work in a Baskin-Robbins that only sold Vanilla Ice Cream and saw how much everyone else liked it.

While having extra space is nice, if you are in a pinch for money and you have the outlook this is an investment...you should do what you can to optimize the return.

That's the big stuff and I would video the walk thru commenting on each thing as you go for later. question #2 you can try Facebook groups and Craigslist but thats like a box of chocolates you never know what you will get.

This is not the time to penny pinch, it is simply not worth it. 

As I stood on the porch of our dream lake house, overlooking the serene waters of Locke Lake, I couldn't help but pinch myself.

I know when your in a pinch Liberty mutual will typically insure LLC's without an issue too but there rates tend to be pretty high. https://www.easterninsurance.com/