So the one's on the sidelines that did not get involved, and or are not coming from a position of strength--- now no longer can invest. 

Look into local tax incentives and financing options, and reach out to local real estate groups or mentors to better understand the market.Good luck!

I am looking at different loan options but to break even (not having to put any money of my own in the house after the initial down payment) the current down payment required is that much. 

I think you’re under a misconception that’s leading you to think you have options you don’t…You say it’s worth $1.1M and you’d net $500k.

It's wise to verify the credentials of anyone involved in a significant financial transaction, especially if they are requesting proprietary financials.

It might be overpriced or might be correctly priced but is not generally desirable because of the work involved. 

So those are kind of my options- rent at a loss or sell for the balance.

Are there other creative options I haven’t considered?

if you look at forced appreciation you can do that as a strategy but you are still limited by market supply, market economics, property ages you can't control. the strategy we do Is build to rent development where you build an asset 25% below market through infill site selection, land entitlement which boosts property values, as well as refinance once the property is stabilized. new construction you can't build something unless it appraises 25% below market anyways. so I think the majority of biggerpockets is focused on the strategy you mentioned but part of what I try to do is show other strategies that involve land, new construction, build to rent development, land development, land entitlements, smart asset design of smaller floor plates, infill locations where equity and values are higher, etc. we do this in Columbus Ohio.

The monthly fee for renters ins I thought should be optional as renters insurance is so cheap and I already provide hvac filters.