It can be a great option if you're living in it, but normally not great for investment in Dallas. 

Citizens is normally the lowest and I have the far majority of my policies with them.

Normally a DPA program  help buyers who may not have funds for a downpayment and closing cost.

My background is commercial real estate and that is a normal way of doing it there.

Any price fluctuations are solely the result of speculative trading activity.Therefore, if you want to buy bitcoin, the amount you allocate to it should be the portion of your portfolio that you would normally allocate to speculative investments. 

The brokers, more interested in doing a deal, would normally tell me to cross out what I didn’t like and write in whatever made me comfortable.

@Jerry Zhang - What do units normally trade for in the area?

@Kearsten M HiggsTo invest in real estate, set clear goals, focus on education, consider market, lifestyle, and financial goals, and analyze deals using tools like BiggerPockets' Rental Property Calculator.

It’s completely normal to feel a bit of analysis paralysis, especially when you’re in a position to make a move.The choice between a short-term rental (like Airbnb), long-term rentals, or a duplex comes down to your personal preferences and lifestyle.

I am fortunate that I do not owe on my duplex but we’ve handled selected two tenants that fit with our lifestyle and therefore have the other side rented at under market value.