Both lost their homes because of the shuricanes and went into having credit issues because of this.

The main downside is being dependent on the HOA—issues like poor management, rising fees, or unexpected assessments can hurt your investment.

Those stilled cashflowed mostly due to insanely low interest rates.3) Investors started chasing Class C rentals in 2022 when Class B rental prices AND higher mortgage rates didn't allow cashflow at purchase.4) Investors are now chasing Section 8 tenants as the cure-all for Class C tenant performance issues, so their Class C properties ACTUALLY cashflow.

;however, my issue is that I dont have good credit and since im self employed I make.very little income. 

There's a good chance the issue(s) you face has already been discussed and answered.Ask questions in the appropriate forum.

The only issue I've had is a small period where the laundry pods would always be empty at turnover. 

I think communication seems to be the issue here especially with your comment on how the PM is unresponsive.

The issue we are running into is that lenders are not recognizing the excess amount he earns as income, therefore it looks like he will not be able to afford any loans that he would be approved for.

But structural issues can kill you.

He was more expensive because now I gotta pay someone else to fix it.But here's the other side of the license issue.