Quote from @Chris Seveney: Quote from @Jay Hinrichs: few things if these are sold to homeowners were the dodd frank rules rigidly followed when you did these.if they are sold to investors then DF doe not come into play.while credit and such matters keep in mind note buyers will want a 12 to 20% or more annual return..

College used to be a lot more affordable, I studied in Europe (where college is free) and it blows my mind to see kids with 200k student loan debt trying to get ahead on a 50k job.The housing market has started to drift apart geographically.

Would you mind sharing some rough numbers for the deal? 

If you don't mind sharing what do you use for your phone number as well?

Thanks for the invite, I'll certainly keep this in mind

A legend in my own mind, my friend!

Just be mindful of the responses you get to your question.

Just keep in mind that it's not all about rate and fees - there is a considerable knowledge and expertise component that should be considered as well.

Some of us are business minded and strive to add value beyond basic compliance and planning (which it doesn't even sound like you're getting planning here).

We're likely in decent shape the next year or so, but in my mind, inflation will be key to watch. higher inflation will mean higher rates- may be good for property values if the overall economy stays strong, but inflation will likely raise interest rates.