@Mark i really appreciate your naivety and lack of pure investment soundness :p @Chris we have some neighborhood organizations but i think theyve been exhausted and havent really done much for years- they need to be restructured, revamped..We a huge church community, a large beautiful motherhouse for the sisters of josphine of carondelet- here is a link to their site.

Jon -While I agree that for most people in most situations, a house is *NOT* an investment, I also think that that your analysis above for the value of a low-interest loan is actually a great argument for why more people *SHOULD* be buying homes and taking out a loan.While not everyone will be able to take the money and generate a significant enough return that the result will be substantially beneficial, there are a lot of people (like most of us here on BP) that have the right mentality to make that achievable.Again, for the general public that has little expertise, interest or experience with investing, I completely agree with you.

(Too many Chiefs not enough indians mentality)

I feel that everyone is an expert on something and I can learn from anyone.I will achieve my goals through an abundance mentality.

I've searched exhaustively but can't find clear answers.

If I were you I would exhaust all free (biggerpockets) and low cost (books, local REI clubs) first before paying for a coach.

The tenant had a home OWNER mentality, but got caught up in the housing boom and lost his home to foreclosure 3 years ago.

The mentality of the people there, and seeing that your city is Pittsfield, I don't doubt you'll disagree, is that the majority of them would much rather ***** and complain about having no job while they are sitting in the basement smoking weed and playing Xbox.

I got to meet a bunch of buyers and wholesalers and got lots of business cards.The whole thing was exhausting, I got out of there at like 10:30pm!

That is the niche mentality that smaller loan investors need to develop and master.