Without an expert, you are at the mercy of the condemning agency's expert opinion  Since my attorney refused to use me as an expert, all that was on the table was the $75,000 opinion set by my appraiser. 

I quit my full time job in law enforcement last February to raise my children. ( 2 under 2.. daycare cost nearly as much as my salary. ) I am not looking to commit a ton of time to the real estate agency because I want and need to be with my children.With all of my personal interests and requirements do you think it would still be worth my time to get my license?

Currently I work as a Human Resource Specialist for Staffing Alternatives Inc (SAI) at the Defense Intelligence Agency (DIA) in Washington, DC.  

Portfolio is a general term to cover a big group of lenders that do loans that fall outside the agency guidelines.

I'm in the same boat as you, closing on the 15th and no insurance agency want to insure me.

Many businesses can be verified through their state's regulatory agency.

This is one way that doing a wholesale double close differs in California, as opposed to other parts of the country.As far as Disclosure, I believe that Disclosure is required, but it is up to each agency whether or not the amount of the profit must be disclosed.

I would turn the file over to a collections agency and let them try to find her.  

Hello Granville,Wow, I feel your frustration and empathize with you with government agencies.

Report to a credit agency?