Are you US military, US civil service, government employee, does your work pay for housing?

My insurance doesn’t allow smoking and if I don’t address a problem when I discover it I could be at risk of a policy cancellation or non-coverage if the smoking were to set the building on fire.

Either way, they are past my cancellation policy so if things are fine, they should come, if they are not okay, then I will refund them because they really won't have an option.  

The USD may be seen as problematic long term because of monetary and fiscal policies driving inflation. 

My policy is to screen someone high up in the company, like a CEO, President, etc.

I've also seen that rents in Puerto Rico provided by the government are substantially less then the states. 

Ask yourself, why would the federal government pay MORE than market rent and waste our tax dollars?

I had a lot of luck with ASI ASI and Safeco early in my journey, and then I stumbled upon a different class of insurance companies that are more geared towards investment properties.My policies are currently underwritten by SES and they have been great to work with and very geared towards the investor.My insurance agent is a sage source of counsel on the subject and I bet he'd be a good resource for you if needed!

Be also mentally and emotionally prepared for the folks that think just because this is not your primary home, it's somehow less of a catastrophic event for you because others did lose their primary homes.That's why it's vital for you to form support networks with people who are in your same boat - ideally in the same community.This truly pains me to share - but most of the disasters I'm seeing across Western NC are going to be considered flood events and if you do not have a separate flood policy you will likely get no coverage.

In short, inflation is caused by policies and spending (not consumers or businesses).