@Alex Craig  I agree with you... one off out of area folks will never get that pricing.. but most if not all high volume turn key companies do get that and the same numbers you do.they all hire out the sub trades for mechanical  electrical and plumbing.. its the painting floors general labor that is johnny lunch bucket your not getting true finish carpenters in these homes... like we do with our new constructions that I build.those are great rates by the way.. best we can do west coast is 1/2 to 1 point and 5.5 to 6.5 on new builds... and a little better on reno.Where things on the west coast have gotten very competitive is in HML  you can get 1 point and sub 10% in many markets the deals are not as plenty ful and there is a crap pot full of money looking to do deals.

I can give you a tutorial on how to set them up when you fly that plane up here to grab some fried Reuben balls.

Another bonus is that it has tutorials for how to use and apply these calculations using real world examples.

Holy crap!

Without any backlinking or keywork stuffing or any of that crap people teach.  

I asked him does he ever actually get people to basically hand him a crap load of money by doing that and he said all the time.

The market is frothy and young professionals see their parents massively in debt and their ultimate aspiration was to leverage their entire life into a crap box.

It truly is BS considering all the other crap we have to worry about...

I talk to many different realtors all time And most  can't stand the crap that comes out of these guys.   

There are a lot of banks out there selling crap loans and conditions passing them off to potential customers as (great deals).