Subject-To is an extremely high-risk play for anyone not capable and/or comfortable with selling, refinancing, or repaying 100% of all Subject-To debt balances, all at once (if they have multiple). 

So essentially depending on your timing you will need (2) things in your favor to do that lower rates, and enough equity.In some cases having an interest only rate is not a good thing because it can and it does create comfort which can lead to bad habits of not paying the principal down.

I'm comfortable with all of those, but I know that there is so much more than goes into your return than just those three main levers.Specifically, I'm getting hung up on 1) financing, 2) closing costs on both ends, and 3) holding costs

Hi folks -I'm new to BP and real estate (but very familiar with finance and comfortable with early-stage risk in general - I come from the tech venture world).I'm considering making a small hybrid equity investment / loan to a developer building homes.

Very comfortable in my rat race job.

When Jaden started asking for money to set up a class, my friend wasn't comfortable giving his information over the phone and when my friend asked to do it online Jaden was being really pushy and rude towards my friend saying this is now or never, and when my friend still didn't want to do it over the phone Jaden dismissed my friend by saying "You dont think Kris is legit and this 40 minute conversation has been a waste of my time" and then hung up and that was it.

Just ensure you’re comfortable with the potential for initial losses and that you’ve built a reliable team to support you.Hope this helps!

If you are already fairly comfortable with the payments then I would recommend negotiating the price of the home down instead of asking for large seller credits. 

If that's not a possibility because of work, etc.. then you should work on getting a high income to comfortably afford an $850k home if you wish to remain in state. 

@Heather Szucs - There are plenty of flip opportunities in the Denver Metro area depending on the size of project you are comfortable with.