I also have some of the soloK funds invested in cryptocurrencies, a few stocks thru Schwab (mostly Canadian cannabis), and some gold coins stored in a safe deposit box with our bank. 

The extent of the qualifications stemming from the borrower is their credit score; otherwise, it is entirely asset-based.

It doesn't just stem to one generation though, I think every generation tries to live the "American dream" and ends up going deep into debt pursing it.

All my wife saw was some equity and wasn't stoked about the property (but the dislike of the property also stemmed from getting it under contract after I told her I would stop looking for rental property.

The confusion stems from years of being conditioned to believe that when the Fed "hikes" or "cuts" rates that mortgage rates move accordingly.

Thanks mostly to the information and motivation stemming from this forum, I have purchased a rental house in Central Florida and am under contract for two additional homes.

Lenders won't give you 100% financing cause risk stems even more on the assets, assuming if it's not already because the borrower is financially stretched which is usually the first reason. 

This probably stems from interest rates being less horrible than they were six weeks ago.

Another was a turnkey advisory company who started lending to cannabis operators. 

In my experience, finding a mentor tends stem from shaking enough hands, and then one day you’ll realize you have a mentor.