You are complaining after four months of trying in a brand new business that you didn't know anything about?

Trustin your PM partner is important and they will follow your lead, so don't expect them to provide you with your business plan. 

And this does not even involve business or real estate!

Your taxes are none of the ex wife's business and this would seem to address your concerns.I would also put her on notice that future requests for financial discovery will be two-way and if a discrepancy is seen in the other direction you will seek support from her.

CA really cleaned up the fractional note business from my days of doing it in the 80s..

Once you hit a certain number of loans (check with your state dept of banking and finance or dept of business regulation), they might require you to have a license.

We have always said we will run our business, as much as possible, as if it's 10x the size it currently is.

Maybe the owner of a plumbing business. 

Anything you do remote will come at a cost of operational inefficiencies and a higher cost of doing business.

I'm looking for a new source of investors who are in the business of funding these deals.