I understand why carriers associate Condo/PUD construction with greater liability risk (I am sure being based in Philadelphia, a jury friendly city doesn't help either) but curious which carriers others are finding to price coverage without this exclusion and also price the coverage competitively.This also serves as a reminder to review the coverage when you hire a GC for more substantial or unique construction assignments. 

My answer for you is not based upon your Sub2 question primarily.

I never thought about maybe they are assessing it based on wrong fundamentals such as you said.

we ran into this in FLA  a few years back when I had 4 starts and I exited that market.. permits  sub base all pretty tough for someone who is not there and already knows the systems hands down and has a devoted loyal sub base.. thats the key in my mind.

There are too many factors to consider to just provide base rates for what you're asking. 

Lenders usually determine whether properties are lendable based on the debt service coverage ratio. 

@Daniel Baker I would say a lot of it is based on their training or their resources that they utilize to complete your taxes.

You can also check meetup.com or search Facebook for real estate investment groups, clubs, or meetings in your area.

Hi Cecil,We're based in Redding as well and operate Authority Property Management.

Hi Charles, I'm also based in Honolulu with young kids and in a similar situation to you, have also thought about buying an investment property in Japan that we could use part-time and rent out at other times.