It may be a little too late since you accepted the insurance money already, but typically you would have a contractor in place (Ideally multiple quotes) before accepting the amount quoted to you by insurance.If your insurance company referred you this company though then after doing more research on them maybe they are the best option?

My HOA only allows one pet but my tenants have a service dog and 2 ESAs and the HOA accepted them.

Buyer ultimately pays it all, anyway, as seller factors in costs before accepting offer.

With regard to securing a tenant, I think you are attracting the applicants you want, but maybe are gun shy about accepting them. 1.

The issue here is that if you wait until may you are accepting the situation and that is what a judge may see.

We simply hand them a letter that says the evidence they provided does not meet HUD guidelines and we consider the animal to be a pet.If you have a "no pet" policy, they are not accepted.  

What is considered acceptable records varies greatly from one CPA to another.

Husband is willing to accept the $550K but IF it cannot be paid then a FORCED SALE OF THE HOME MUST HAPPEN.

Tell the tenant what their options are and they can either accept it or you can go in without them.

Or is there an acceptable or usual profit sharing for this kind of arrangement?