Surrounded by mountains in a valley that naturally constricts growth there will continue to be a shortage of housing.

It's time to pull some chips off of the table.

I've started the same business 4 times (sold twice, failed twice), and for the first 3 it was a work all day cold calling and spend all night bar tending and waiting tables during the first year or two.

A notification system has been set up whereby the bank holding the underlying mortgage has allowed online access to the church (with our permission)Jay, the fact that the bank has approved this transaction has taken a whole lot of additional needed legal safeguards off the table that would have been necessary in a subject to or wrap that did not have the express written approval of the underlying note holder.

yes folks that live in the mountains are usually retired from silicon valley

You have no expertise to bring to the table, no contacts, and no reputation.  

Most likely looking to invest in the beach/coastal communities in the Southeastern US and possibly also the mountain areas in Georgia, Tennessee and North Carolina. 

I'll continue to do some contract work (from home) that pays around $1k per month, will substitute teach at my kids' school, maybe pick up a bartending shift here and there because it's fun and nostalgic (waited tables and bartended my way through college and the first 2 years that I started my business), and will chase curiosity to find my next low stakes venture - hopefully something that I can start with my daughters - who are 7 and 10.

Low HOA fees ($1000/year) and close to the mountains and casino.

If discussing a different business operation, say buying a restaurant, immediately people won't think the value is just the market value of the location, the tables, the broiler, dishwasher, plates, pots and pans, right.