I'm definitely still in the exploration phase to see if I will end up going this route, but as I've furnished multiple units, I've realized I don't really enjoy that part of the process nor is design a strength of mine, so if I can hire it out to someone who will do a better job than me for a reasonable price, I will.

I didn’t realize that retirement assets are eligible towards reserves so this is great to hear. 

Realize you will probably be talking to someone who does not have English as their first language, so you need to explain things very simply. 

@Michael Norris I called the banks, took them over a week to realize what was going on and freeze the accounts.

Thanks @Jim Biggs this is very useful as I didn't even realize the cells could get their own EINs.

I didn’t even realize biggerpockets had all these tools, thank you so much!!  

When you realize that the barrier to entry to higher, you'll realize how many are in for a reckoning here shortly and how few people can now be an REI.

The property owner’s reaction to my offer will tell me more about his motivation and the likelihood of making a deal than all the research, strategizing, angst, information gathering, and other time wasting in the world.Since we’re looking at INVESTMENTS we have to realize there are virtually unlimited investment opportunities out there.  

May be able to google too.Most wholesale carpet stores will quote you a lot less than the guys advertising on TV and with big fancy showrooms but know there is still room to negotiate but may take you purchasing several times so that the salesman realizes you are a return customer.

(Often, they end up coming back to fix the deal after they realize that you get what you pay for, yes, even in lending).