I'm a long-term investor, not a trader of bonds.

It's a traders market right now.  

Unless you are a very experienced swing/day trader, you should be mentally prepared to play the longer term game on any funds put in this market (or in other words ready to let your money sit for 3+ years) and even ready to average down.

This past year was all about learning a new trade (real estate). 

I JV'd with my business partner who put in years of hard work to develop the relationships with loan traders on Wall Street.There are experienced note investors who will JV with you.

During that move, I had a full-time job with Trader Joes, and about $40,000 in high interest personal debt and student loans.

So, there was plenty of time to meet others, figure out how we could help each other and trade real-world information.- There was relatively little selling, and what seller there was focused on more soft-pitches, not hard-pitches.

As a Canadian (Floor Trader and employer of 13,000 Americans) I was speaking to a couple months ago so eloquently put it.

It's like day traders who don't know what the 10-k form is or P/E ratio.

Sadly, players like the investment banks continue to manipulate the traders and everyone else, leading to jumps like we saw on Friday.Like all bubbles, this one is poised to pop.