Quote from @Derrick Roland II: "but based on my pre-approval"  This is the most important phrase of your post.Where did you get that pre-approval? 

Dialer is $.06 per minute. or $99 add-on for unlimited minutes for each cold caller.

Since you're open to markets beyond NYC, you might want to connect with local investor meetups or REI groups in those areas to build relationships with agents, wholesalers, and lenders who understand the nuances of each market.If you're looking to break out of analysis paralysis, maybe start by narrowing down one or two target markets and running numbers on actual deals.

It depends on what you want to invest in.

I also have camera's on many of my multi-families so that helps(only on exterior)Keep pushing man!

No legal advice here, other than get good legal counsel on those two matters. 

"^ Do you feel like income you make on the units is based more off of square footage or location rather than add-ons you made for you while living there? 

You can start to educate yourself on the individual components; how much does it cost to paint on a per sqft basis or what is an average kitchen remodel.  

You can 100% use an FHA-203k renovation loan on multi-unit properties up to 4 units. 

I would get a couple of other opinions on the quotes that are coming in and what you are being charged.