There are a number of areas im interested in but would like to test out the location using a rent to rent situation.

So, then you’d have change title to your personal name to refi using a primary residence loan, so you’d have to find a lender, FHA is out, which would let you Simultaneously transfer title to your name and refi at the same time…might need some luck on that one.Also it is Not a cash offer, which means you Already have the cash when you offer…..which is Why people prefer a truly cash offer, since there is No chance of the sale falling through due to the buyer being unable to get the loan (for their “cash” offer). 

I'm looking at purchasing a small multifamily (2plex, 3plex or 4plex) as an owner occupied using a VA loan.

I’d be using a dscr loan as I don’t know any hard money lenders.

If a seller has a VA loan and you strike a subject-to deal with them, but the seller is looking to buy a new home using a VA loan would this situation pose an issue to the seller already having an existing VA loan? 

Jimmy - I know this is an older post, but did you ever have any luck with using a collection agency?

Re-organizing our rental houses into their own LLCs and considering using a virtual business address for each of these. 

Exploring a combination of these strategies, such as using a HELOC for a down payment and securing a DSCR loan for the remainder, could help you achieve your goal of purchasing additional properties this year.

I live in NY.You can purchase a property using a DSCR mortgage or use the delayed financing method to refinance immediately after the purchase.

My husband and I have received a quote but it is for way more than what insurance is paying due to using a different type of hardwood.