Freddie has similar intricacies, but also does not require a two year history of receipt; https://guide.freddiemac.com/app/guide/section/5306.4If you can use the rental income to drive the DTI down so that you can reduce the down payment similar to that of the FHA product, the benefits of the conventional option will outweigh the FHA option, as I'm assuming you have a strong FICO based on rate quoted with no points.  

Highlighting the strong profit potential and taking measures to address any concerns about costs, scope, or holding risks will make this an even stronger pitch.

I made the mistake of consolidating nearly all of my due diligence specifically to RTR, and was less diligent when it came to evaluating their partners. 

You could also bring on a business partner that specializes in sales/marketing to lead that side of the business

We'd consider any partnership, syndications, equity partners, etc. to fundd our deal.

Plus, with $4200+ in monthly income and the option for overtime, you’re in a strong position to manage this responsibly.

Tardus recently  partnered up with rent to retirement which is a very reputable turnkey company, up RTR reviews on bigger pockets) and was featured on a few of their podcasts.

If you haven’t already, consider learning underwriting software or creating a detailed spreadsheet model to speed up your analysis and make apples-to-apples comparisons across deals.Third, as you’re building your team, focus on finding partners who align with your goals and strengths.

Obviously, 2024 was a strong year for the stock market. 

This market now offers not only excellent cash flow but also strong appreciation, creating well-rounded investment opportunities.The 60 strongest housing markets heading into 2025 - Fast Company