That’s why I invested in rentals—to have a safety net.I'm not exactly sure where you're at, but if your current situation is causing frustration or stress, there’s no shame in selling a property to free up capital.

I'm learning that this may not have been the best move for me and my situation.

Given your mortgage situation I would opt for taking out a HELOC.

Best bet is likely (not absolute - everyone's situation is different) is to look at a national lender or broker that has options in lots of states - its a great development versus 20 odd years ago, with technology, internet, places like this - can have access to many more options than before (local broker or lender thats it)

That's why the personal connection with the verbal deal and personal reputation on the line matters for me in classifying as a PML situation.

My question is, how can I structure this to protect myself from a situation where someone sues the LLC and takes the property, leaving me personally liable for the loan?

So that rules out areas like City Heights / Skyline / etc.4) Parking - make sure you scope out the parking situation before you buy.

This is a situation where you need to run a few scenarios and see how the numbers shake out. 

It has been somewhat stressful coordinating activities and coming up with the best plan, but I went ahead and contracted with a PA.

I would love to hop on a call soon and discuss potential ways of collaborating or creating a win/win situation!