Additionally, applicants can (optionally) upload tax forms and bank statements for our review.If you're looking for a website you can utilize on your own @Bruce Woodruff mentioned a couple that are popular.

Otherwise, what are my options?

I've reached out to the gentleman that owns the large PM group in the area to see if he knows of any smaller PM that I can connect with and I also messaged my credit union to find out what my best options would be.

With the limited info, I would say #1 is your smartest option but there are a lot of variables missing.

If your cabinets are made out of plywood and nice enough painting is actually a great option. 

For the most part vs focusing on a specific neighborhood or two I would say keep you options open to all. 

I need to source the data myself, run the numbers, check the calculations, eventually build my own custom spreadsheet etc. 

In this case S8 is probably not a good option.If you are convinced you can find a great family that will take care of your property, then either option is fine for you. 

Good bad idea before I depart - have you considered an owner occupied option?

If it does vest, then the 2nd isn't currently $8k and the paperwork could further help your case.Other option is to completely ignore the equity in your residence and look for creative financing on the property you want to purchase.