But I’m getting ready to have them very shortly

In short, having all the conversations and commitments in strategy, setting up LLC and all the fun docs of who's doing what, and I'd suggest even getting initial funding into account for at least EM. 

Every dollar that they short change a host for a repair is a dollar in their pocket. 

Look into asset classes with stronger cash flow, such as small multifamily properties, short-term rentals, or mobile home parks.

Provide the scope of work done to the appraiser.All you can do is your best, so make it nice and pretty for that appraiser.Especially if you are looking to cash out refinance shortly here.

I am not necessarily that new in the Real Estate industry because I have a place in Tulum Mexico, Condo as a short term rental. 

Risk that you will short yourself by not maximizing your cost seg potentialThat said, when full-service cost seg is not economically sensible, DIY is a valid alternative

A short term CD or something like that.

In short, I purchased my primary residence in 2017.

This allows us to have a 50% LTV in just a couple short years.