Cant rent due to HOA caps, but I sign a contract for deed to Charlene where she pays me $2,000 security deposit (down payment) and $2,000 a month for 12 months.

It's a balance between immediate growth and long-term security.

For a HELOC, the property must stay in your personal name, but it is possible to secure one on an investment property.

From residential property management to commercial real estate transactions, the ripple effects of enhanced data privacy regulations are creating both challenges and opportunities.A Global Push Towards AccountabilityThe call for stricter data privacy laws has been brewing for decades, but in the wake of high-profile data breaches and scandals—such as Cambridge Analytica and the Equifax hack—governments around the world have made privacy a priority.

I used to work in the area, not personally investing there, but I have helped handfuls of investors secure financing in Dutchess and Ulster counties, I do know it’s seeing some heightened interest from investors due to its proximity to the ever-expanding NYC and relatively lower property prices compared to alternative areas.

Any tips or recommendations for securing favorable terms?

Did you get their security deposits and prorated rents?

This is my security blanket for a dip in the economy (which I believe will hit in 2027).

This approach can help you secure funding more easily without the need for traditional income documentation.

@Salim HowzeBuilding duplexes on land can generate rental income and secure retirement.