https://www.biggerpockets.com/blog/short-term-rental-loans-a...High Level --Conventional will typically offer lowest rates/fees but harder to qualify, especially if you are scaling and past the first couple of properties or going for the high-end of the market-2nd Home (10% Down) - should be very careful here - these are not intended for STR properties and people using them for pure investment properties are entering dangerous territory (you are attesting to use it as a rental half the year or less, no management, need to live in proximity, etc.)- DSCR Loans - typically your best bet if you don't quality (or have "outgrown") conventional or looking to scale a portfolio or diving into more specialized markets. 

I'm particularly passionate about Tax Lien/Deeds, Flip, and BRRRR.Outside of real estate, I enjoy spending time with my lovely wife and two kids, networking, and traveling.Excited to learn and connect with you all!

He's pretty much retired and just enjoying training people.https://www.biggerpockets.com/forums/79/topics/1147286-is-pa...Jay Hinrichs#3 All Forums Contributor LenderLake Oswego OR Summerlin, NVReplied 9 months agoQuote from @Jonathan Chan:I'm actually in the subto group and it's not a scam.

But since private money is relational based versus purely collateral based, you'll need a track record to prove yourself.

I think that areas where young folks enjoy living is probably best given that affordable housing is a real issue in the metro.

Pure spam...They overdid it now it just ticks you off in every possible way.

Outside of real estate, I enjoy traveling (who doesn't?)

While many were clawing over the Smokies, Joshua Tree etc and saying that you should only invest in vacation destinations I was quietly investing in a midsize city and enjoy great occupancy 10.5-11 months of the year.

purely investment long term.

If you’re interested, let me know—I’d love for someone else to enjoy it at a discounted price!