@Jordan Moorhead Just to stir the pot a bit, I prefer to go portfolio/commercial because it is more about the relationship and is not a standardized loan product (depending on conventional financing standards, etc). 

Have you looked at the parking lot to make sure there isn't something negligent on your part like a big pot hole that developed over winter? 

Unfortunately while I was there, My supervisor's car was stolen in broad daylight, a naked lady on drugs ran through the property and jumped into the pool to cool off and  homeless people often used the entryway potted plants to relieve themselves.As you may have guessed, I decided against buying the house a few blocks away.This multi unit property was toted as a luxury building.

I have went through pretty much all pot cast and online forum to jump start my knowledge on the MHP. 

Still working on building my bench of trades, so that I can have dependable people running the day to day operations.

What do you do when that pot of stashed expenses gets rather large?

I can do whatever I want with either pot of cash in the end.

My biggest takeaway is to have a plan for meals until the kitchen is complete - not that difficult, slow cooker, air fryer, instant pot makes it easy.

depends on how they do the appraisal. for HELOC most appraisals are "bench top" meaning, it's a digital value assessment through comps and MAYBE someone will drive by the place.

I have been reading for about 2 month already articles and forums on BP and a lot of people says that the market is on the peak of the cycle.Since capitalist economy is cyclical and there is a recession every 8 to 10 years and last recession was on 2008, we already past this bench mark.