Greetings I am presently running a mid-size construction company in northwest Washington State and retiring at the end of 2025. 

This would be a decent-sized commercial job, so shop it around with your local licensed electricians.

Because the plan contains one of two totally unacceptable features; either it states that the property is worth less than the amount owed, and demands a CRAM DOWN; that means your note principal is reduced to the amount the property is worth and the balance becomes UNSECURED debt, which means you’ll NEVER collect that portion of the money.

If you’re in the Florida market I wouldn’t worry about population size for the next 15 to 20 years.  

Hey Evan, since you’re focusing on a family trust and long term buy and hold, I’d suggest starting with small to mid size multifamily properties (like duplexes, triplexes, or quads) in stable markets.

Every Friday, I’ll be sharing bite-sized insights about long-term rental strategies, lessons we’ve learned managing properties across the Baltimore Metro area, and how investors can position themselves for sustainable returns.I’m not here to sell you anything just to open the conversation around what actually works in the field.

Based on the location, size advantage, and proven comp data, yes — this is definitely fundable, even as a first-timer.Here are a few options you could explore:🔹 Hard Money Lenders – Many will go up to 85-90% of purchase + 100% of rehab if the deal supports it.

I know that there's no one size fits all, but if you could go back in time to your younger self, what advice would you give?

Keep a good portion of your cash liquid.  

I enjoy the idea of having a "guarantee" of payment for a portion of my portfolio, if you will.