Hey Evan, since you’re focusing on a family trust and long term buy and hold, I’d suggest starting with small to mid size multifamily properties (like duplexes, triplexes, or quads) in stable markets.

Every Friday, I’ll be sharing bite-sized insights about long-term rental strategies, lessons we’ve learned managing properties across the Baltimore Metro area, and how investors can position themselves for sustainable returns.I’m not here to sell you anything just to open the conversation around what actually works in the field.

Based on the location, size advantage, and proven comp data, yes — this is definitely fundable, even as a first-timer.Here are a few options you could explore:🔹 Hard Money Lenders – Many will go up to 85-90% of purchase + 100% of rehab if the deal supports it.

I know that there's no one size fits all, but if you could go back in time to your younger self, what advice would you give?

Keep a good portion of your cash liquid.  

I enjoy the idea of having a "guarantee" of payment for a portion of my portfolio, if you will.  

I don’t worry too much about the size of the monthly cash flow—my main goal is to build long-term wealth through debt paydown and appreciation.I use the income from my wholesaling business to cover my lifestyle and business expenses, so I don’t need the rentals to pay me now.

Lease is a 1 yr fixed-term lease ending this month endTenant has consistently paid her portion of rent — BUT has unpaid utilities and marijuana violations.Timeline of Events:1️⃣ Original lease was July 2024 – June 2025.2️⃣ In March, tenant requested early termination (due to domestic violence) — asked to leave by May 1.3️⃣ I agreed — we signed Mutual Termination Agreement.4️⃣ Tenant said new unit was delayed — asked for Reinstatement through May 31 — I agreed and signed.5️⃣ Tenant then asked again — I agreed to Reinstatement through June 30 (current lease).6️⃣ Now (mid-June), tenant emailed: “Yes, I will be staying past June 30. because they couldn't secure a unit to move” → No new lease or Reinstatement has been signed yet.7️⃣ MRVP emailed: they will only pay July if I sign another Reinstatement — I have not done this.Past issues:🚩 Tenant had serious marijuana smoking violations under the no-smoking lease clause — repeated for several months last fall/winter — multiple warnings issued.🚩 No violations in the last 3 months, but due to prior history and current unpaid utilities, I do not wish to renew lease or continue tenancy.Current Situation:✅ Tenant pays her portion of rent.🚩 Owes unpaid electricity ✅ I hold security deposit.🚩 MRVP will not pay July unless I sign extension.🚩 If no action, tenant becomes holdover on July 1.🚩 I work full-time + have 2 small kids — I cannot afford 3–4 months rent loss or legal delays.My Questions:1️⃣ Is it better to serve Notice to Quit July 1 and regain control?

That size is highly attractive to a wide range of renters, from working professionals to small families.

California prices push me to look out of state, and my college‑sized budget makes creative financing a must.I’m here to pick up the nuts and bolts of analyzing markets and deals, swap stories with anyone who started young or light on cash, and build a network that keeps me accountable.