I had the sense to record the conversation with himself and the project engineer and the audio quality is quite good.

Right now, we’re seeing a slight increase in inventory and some corrections in rents, which could create opportunities—but achieving solid cash flow on a condo can still be challenging.Getting pre-approved is a great first step to narrow down your options and focus on locations that make sense for your goals.

I'd say, probably not.Just trying to have you people act like you all have SOME kind of common sense/decency!!

Renting by the room doesn't make sense for a lot of people but when you have 4 bedrooms and 4 parking spots it might. 

In our price point and made sense on paper

I've heard there can be challenges with inspections and paperwork delays, so I want to get a better sense of what to expect and how to navigate those potential hurdles.

If you pick a good lender, they will have done a lot of deals and be able to have a rough sense if your construction costs are on par for the project. 

If so, then it makes sense to get loans from the start.Cash gives you the benefit to win against others, as @JD Martin said, and then finance it later.

Its a tough subject because logically, they are joint and several guarantys so rationally a 100% guaranty from each of two people (one 740 one 680 for example) is ALWAYS going to be better than just one 100% guaranty from someone at 740 (so it wouldn't make sense to have a better rate for the latter)The problem is that there is fraud and "straw borrowers" out there where someone who is not involved in the property signs on to boost score and terms - so many DSCR Lenders in response either do the "non-rational" thing and price to the lower to avoid the fraud or use the higher of the two (and either be a little loose with things or just stay vigilant on any funny business)

I'm still doing some thinking about which strategy, cash flow vs. appreciation, makes the most sense for us as a family.