I've seen sellers be so fixated on a price that they give up closing a deal and wait months to get their desired price.

I've included an example below to help illustrate this.So different lenders have different rates (which do vary even for DSCR loans) but these are factors they all consider.See example below:DSCR < 1Principal + Interest = $1,700Taxes = $350, Insurance = $100, Association Dues = $50Total PITIA = $2200Rent = $2000DSCR = Rent/PITIA = 2000/2200 = 0.91Since the DSCR is 0.91, we know the expenses are greater than the income of the property.DSCR >1Principal + Interest = $1,500Taxes = $250, Insurance = $100, Association Dues = $25Total PITIA = $1875 Rent = $2300DSCR = Rent/PITIA = 2300/1875 = 1.23If a purchase, you also generally need reserves / savings to show you have 3-6 month payments of PITIA (principal / interest (mortgage payment), property taxes and insurance and HOA (if applicable).

Shorter term CD's actually have higher rates than longer term so staying in the 3-6 month range is best.  

I'll be talking to my CPA about this later this month but wanted to see if anyone else has done this sort of thing.Thanks!

We only have one small property, so I manually adjust the price based on what I see for the month. 

→ Automated property management software could streamline it.Over the next few months, Michael slowly started letting go.

This can save months of headache in MA trying to evict 

For this I’ve taken the payment amount of the second loan and included it as an additional monthly expense.

Pricelabs aided in all my properties (except one I stayed in for a week last month) increase revenue last month (Jan 2025) as much as 27% over Jan 2024.

Airbnb came out with a new co-host option where you could get paid for your services to assist owners by selecting % of rents...maybe have him pay you 99.9%?