If there's a hole, it may be a red flag.b) sensitivity analysis: I examine all the assumptions, and make sure I can live with the worst case scenarios.c) "Stall and see": if they are getting money over multiple years, and there is no penalty for investing later, I would usually wait so I get some real performance data, versus having to look at theoretical pro forma information.d) Recession stress test: I will not invest in anything, until I subject it to recession level stress and see if I can live with the result.

Question 1: Is anybody familiar with how to do a 'subject to' on a hard money loan?

I absolutely hate ice makers, and I would never subject my tenants to those horrible things.

i.e. deductible for a roof replacement or replacing an HVAC unit or replacing a hot water heater? 

My plan is to read about 10 books on the subject and engage with others in the real estate community over the next six months, all while working on building a strong credit score to secure my first loan.In the meantime, I’d love to hear your advice!

Investors contracting with investors are only subject to fraud statutes. 

Also, you may be required to pay homeowner’s insurance and prorated property taxes for the remaining year.Inspection/appraisalLike buying residential properties, investment properties are subject to inspections and appraisals.

The subject property is zoned Neighborhood Conservation (NC). 

Bali, for example, is seeing strong demand in areas like Kedungu, Tabanan, which is rapidly developing and located just 15 minutes from Canggu—making it a hot spot for investment.That said, it’s also wise to diversify your strategy.

Subject-to Financing: Take over the seller’s existing mortgage payments while keeping the mortgage in the seller’s name.