It doesn't do any harm if undisturbed, but if it's in the ceiling and you go to remove it, it becomes a serious health hazard.

You're not harming the agent, because now that agent can be just a little more boastful to his client when he talks about "the open house was so great, I've sent X+1 disclosure packages out this week!"

There will always be a market for a hipster looking to save a few bucks to invest in their extra curricular substance activities :)     If you really believe supply could surpass demand simply reach out to the university. they have the data available as to how much student housing is available in a geographic area around the university.  

The cap rate is just one of many substances and ratios that maybe biased towards the real estate Agents and appraisers.  

Guests should not be parking, doing laundry or showering regularly at the property.No harm in asking questions and checking it out in person.

You didn't feel right about him so you passed, no harm in that.

Yes, interest only loans can work, but that is a different strategy I refer to as a form of "cash like substance".  

However, if a person wants to bring harm to me or my client... then they'll get the rest of my story up close and personal, and it won't be pretty.I'm just sayin...

It can be helpful, but it can also be harmful. 

Inspiration can come in many forms, and as long as the source doesn't actively harm others, I find no fault with it.