Hey--I'm kind of desperate..."

But dont ever be so desperate to do a deal that you try to force a non deal into being a deal.

I smell desperation in your post.

Every day I see posts and pleads on social media for people desperately needing a place to place their home without fear of being "red tagged".I'm working to Bring Tiny, Home.

I doubt any unlicensed broker with experience deceiving sellers would accept the same BS terms they offer UNSUSPECTING or DESPERATE AND UNSUSPECTING sellers.

Back in the desperate $$$ dark ages I fell for it.

You are proposing to take the equity yourself because they are desperate.

Are you so desperate to own one that you're willing to overpay?

The first part of last year I was desperately trying to purchase a small multifamily as my first RE investment.

@AJ Smith  You need earnest money which in MN starts at $1000, and in most cases is 1% of the sale price, its negotiable and could be less than $1000 but only with very uninformed or desperate sellers.